Individual Health Plans Bamerk Insurance Agency has been helping individuals all over the US get quality healthcare for their employees. The best healthcare coverage from top insurance providers We provide you with access to the top insurance providers including: Aetna Blue Shield of California Anthem CCHP Crescent GAP United Healthcare Kaiser Western Health Advantage Health Net Delta Dental Get the health insurance you need You can choose from a wide range of plans including: Health Maintenance Organization (HMO) Plans With a health maintenance organization (HMO) health plan, you pick a primary care physician. All their health care services go through a single office. Going through a single primary care provider results in lower health care costs. Preferred Provider Organization (PPO) Plans A Preferred Provider Organization (PPO) health plans give you access to a network of participating health care providers – doctors, specialists, hospitals, etc. – that have come together to provide medical services for discounted fees. Point of Service (POS) Plans A Point of Service (POS) plan combines features of both HMO and PPO plans. Individuals can select a network physician as their primary care provider or they can go outside the network for their health care needs. Benefit levels vary, depending on whether you receive health care in or out of the insurance company’s network of providers. Individuals save money if they choose a physician from within the network; going outside the network could result in higher out of pocket expenses. Health Savings Account (HSA) Plans A Health Savings Account (H S A) is a savings account that you can use to pay for a wide range of medical expenses. Like an IRA, money contributed to the H S A earns interest and (up to a certain limit) is not subject to federal income taxes. Account balances are rolled over from year to year. Affordable individual healthcare Under the ACA, individuals are required to have healthcare coverage or pay a penalty. Let Bamerk Insurance Agency shows you how easy it is to get health insurance. We’re a nationally rated insurance company, with a reputation for superior customer service and providing cost effective healthcare plans to employers and individuals. We’re here to provide support and answer any questions you may have. We make getting coverage easy. Being an independent insurance company allows us to shop around and get you the best deals available in the healthcare marketplace. Contact Bamerk Insurance Agency today and let us show you the many options available when it comes to getting quality individual healthcare benefits.